How do you find the best investment

There is only one way to find the best investment option for 2013, 2014, and beyond. If you can’t find the best investment option, even if it is on a very short list, investing money will be easier.

The best way to invest money is to set a goal and then compare the investment options based on your priorities. This includes liquidity, safety and growth, income and tax benefits. Your best investment choice is the one that ranks highest and most closely matches your priorities. This simple method has made investing easy for investors in the past. It will continue to work in 2013 and 2014. It will also help you avoid making major mistakes by investing with a clear goal and eliminating options that don’t suit your needs.

LIQUIDITY AND SAFETY: You might need to have quick access to your money once you have invested. This includes stocks, stock funds, long term bond funds, real property, and tax-favored accounts such as IRAs or retirement annuities. The best option for an investment is to stop looking at the possibility of higher returns, higher income and tax breaks until your financial situation changes. In the meantime, investing money is about keeping it liquid and safe in the bank. It’s better to be safe than sorry.

When you’re ready to invest for the long-term (like retirement), stocks and real estate are good options for growing your money. Diversified stock mutual funds are the best option for stock investments. Specialty real estate equity funds are the best way to invest in real estate. Either way, investors accept risk in order to get higher returns. Mutual funds provide liquidity for those who want to return some of their money. You can get a TAX AVANTAGE by investing in mutual funds through your 401k or Roth IRA accounts with a mutual fund company.

Bond funds were the easiest and most profitable investment option for people who want HIGHER INCOME over the past 30 years. These funds pay investors higher interest (as dividends) than other safe options such as bank savings accounts or CDs. If safety is a top priority, you should not consider bond funds for 2013, 2014, or beyond. Bond funds will lose money if interest rates rise.

Always have a goal when investing money. You should rank your options according to liquidity, safety, growth and income. This is the best way to avoid making major mistakes and find the best investment option.

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